In the event your home is destroyed, someone is injured while on your property, or your personal belongings are damaged, home insurance will protect you. We offer home insurance coverage here at J.C. Leap Agency Inc. in New Jersey. We will help you in finding the right type of coverage that suits your needs.
Home insurance is not mandatory in the state of New Jersey. But, it is possible that your mortgage lender requires it.
Here is everything you need to know about home insurance and what it covers.
If your home needs to be repaired or rebuilt after being damaged by a fire, hurricane, lightning, hail, or other natural disasters, this policy will cover you. It will also cover structures that are not attached to your home, such as a shed, fence, or garage.
Suppose your personal items such as your clothing, furniture, sports equipment, or other personal items become damaged or stolen by a natural disaster or something similar. In that case, this will cover replacing those items.
If you or your family members cause bodily injury or property damage to another individual, this will cover the other person’s medical expenses and cover your legal fees.
This will cover your costs to live away from home if you are unable to remain there due to damage that occurred from a natural disaster. It will cover your hotel stays, food expenses, and other related items while your home is being rebuilt.
To obtain a quote for home insurance, give us a call here at J.C. Leap Agency Inc. today. We serve all residents within the state of New Jersey. Our agents are waiting to assist you in finding a policy that fits your needs.
